cciia.org.cn 2021-6-25 6:46:22 法治日報——法制(zhi)網
法(fa)治日報全媒體記者 張維
為貫(guan)徹落實黨中(zhong)(zhong)央(yang)、國(guo)務院關于(yu)高(gao)(gao)新區(qu)高(gao)(gao)質(zhi)(zhi)(zhi)量發(fa)展和(he)(he)知識產(chan)權質(zhi)(zhi)(zhi)押融資工作的決策(ce)部署(shu)，國(guo)家(jia)知識產(chan)權局(ju)、中(zhong)(zhong)國(guo)銀保監(jian)會、國(guo)家(jia)發(fa)展改(gai)革委近日聯合制定《知識產(chan)權質(zhi)(zhi)(zhi)押融資入園(yuan)惠企行動(dong)(dong)方(fang)案(an)（2021—2023年(nian)）》（以(yi)下簡稱《行動(dong)(dong)方(fang)案(an)》），明確(que)通過三(san)年(nian)行動(dong)(dong)，力爭實現知識產(chan)權質(zhi)(zhi)(zhi)押融資惠及(ji)(ji)(ji)“百園(yuan)萬(wan)企”的目標(biao)。到2023年(nian)底，知識產(chan)權質(zhi)(zhi)(zhi)押融資政(zheng)策(ce)可及(ji)(ji)(ji)性和(he)(he)服務便利度大(da)幅提升，產(chan)業園(yuan)區(qu)知識產(chan)權質(zhi)(zhi)(zhi)押融資服務的普及(ji)(ji)(ji)面顯(xian)著擴大(da)，被質(zhi)(zhi)(zhi)押專(zhuan)利的實施率明顯(xian)提高(gao)(gao)，100個(ge)以(yi)上產(chan)業園(yuan)區(qu)的知識產(chan)權質(zhi)(zhi)(zhi)押項目數和(he)(he)質(zhi)(zhi)(zhi)押融資金(jin)額(e)年(nian)度增長率在20%以(yi)上，新增上萬(wan)家(jia)中(zhong)(zhong)小微(wei)企業利用知識產(chan)權實現融資。
《行動(dong)(dong)(dong)方案》要求，聚焦產業(ye)園區，強化“政企銀保服”聯動(dong)(dong)(dong)，在措施(shi)優化、模式創(chuang)(chuang)(chuang)新和(he)(he)服務提升(sheng)等(deng)方面積極行動(dong)(dong)(dong)，推動(dong)(dong)(dong)知識產權(quan)質(zhi)押融資(zi)工作深入園區、企業(ye)和(he)(he)金融機構基層網點，更(geng)好服務實體經濟，有(you)效緩解創(chuang)(chuang)(chuang)新型中小微企業(ye)的融資(zi)難、融資(zi)貴問題，激發全社會創(chuang)(chuang)(chuang)新創(chuang)(chuang)(chuang)業(ye)活力，推動(dong)(dong)(dong)經濟高質(zhi)量發展。
《行(xing)(xing)(xing)(xing)動(dong)(dong)方案》確(que)立了三大主要行(xing)(xing)(xing)(xing)動(dong)(dong)：措施(shi)優(you)(you)化(hua)(hua)行(xing)(xing)(xing)(xing)動(dong)(dong)、模式(shi)創(chuang)新(xin)行(xing)(xing)(xing)(xing)動(dong)(dong)、服務(wu)提(ti)升行(xing)(xing)(xing)(xing)動(dong)(dong)。在措施(shi)優(you)(you)化(hua)(hua)行(xing)(xing)(xing)(xing)動(dong)(dong)中，建立健(jian)全政府(fu)引導的(de)(de)知(zhi)(zhi)識(shi)產(chan)(chan)(chan)權(quan)質(zhi)押(ya)融(rong)(rong)資(zi)(zi)風(feng)險(xian)分擔(dan)和補(bu)償機制，綜合(he)運用保(bao)(bao)險(xian)、擔(dan)保(bao)(bao)、風(feng)險(xian)補(bu)償等方式(shi)降低信(xin)貸風(feng)險(xian)；對(dui)于資(zi)(zi)金(jin)長期閑置(zhi)的(de)(de)，要及(ji)(ji)時調整(zheng)優(you)(you)化(hua)(hua)管理辦法和使(shi)用方式(shi)，并加大對(dui)產(chan)(chan)(chan)業(ye)園(yuan)區(qu)(qu)的(de)(de)支(zhi)持(chi)傾斜力(li)度；探索風(feng)險(xian)補(bu)償的(de)(de)前置(zhi)模式(shi)，在融(rong)(rong)資(zi)(zi)出現(xian)不良(liang)時，先行(xing)(xing)(xing)(xing)按(an)比例撥付補(bu)償金(jin)，待(dai)質(zhi)物(wu)處(chu)置(zhi)后再行(xing)(xing)(xing)(xing)清算。支(zhi)持(chi)銀(yin)行(xing)(xing)(xing)(xing)業(ye)金(jin)融(rong)(rong)機構(gou)建立適應(ying)知(zhi)(zhi)識(shi)產(chan)(chan)(chan)權(quan)融(rong)(rong)資(zi)(zi)特點的(de)(de)授信(xin)盡(jin)職(zhi)和內部考(kao)核管理模式(shi)，鼓(gu)(gu)勵銀(yin)行(xing)(xing)(xing)(xing)業(ye)金(jin)融(rong)(rong)機構(gou)通過(guo)在產(chan)(chan)(chan)業(ye)園(yuan)區(qu)(qu)設立的(de)(de)科技(ji)支(zhi)行(xing)(xing)(xing)(xing)，重點營(ying)銷知(zhi)(zhi)識(shi)產(chan)(chan)(chan)權(quan)質(zhi)押(ya)融(rong)(rong)資(zi)(zi)產(chan)(chan)(chan)品；推動(dong)(dong)銀(yin)行(xing)(xing)(xing)(xing)業(ye)金(jin)融(rong)(rong)機構(gou)用好單列信(xin)貸計劃和優(you)(you)化(hua)(hua)不良(liang)率考(kao)核等監管政策，鼓(gu)(gu)勵在風(feng)險(xian)可控的(de)(de)前提(ti)下擴大知(zhi)(zhi)識(shi)產(chan)(chan)(chan)權(quan)質(zhi)押(ya)貸款。各地(di)方要樹立正確(que)的(de)(de)指標(biao)(biao)導向，不盲目追求擴大質(zhi)押(ya)專(zhuan)利(li)數(shu)量，避免層(ceng)層(ceng)分解指標(biao)(biao)、攤派任務(wu)，繼(ji)續鼓(gu)(gu)勵支(zhi)持(chi)實用新(xin)型、外觀設計專(zhuan)利(li)質(zhi)押(ya)，對(dui)出現(xian)虛構(gou)合(he)同、數(shu)據異(yi)常(chang)等情況(kuang)的(de)(de)及(ji)(ji)時予以查(cha)處(chu)和通報。
日期：2021-6-25 6:46:22 | 關閉 |
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